:root{
  --navy:#0b1b3a; --navy-2:#001848; --gold:#f0a93c; --gold-2:#d9912a;
  --ink:#16202f; --muted:#5b6779; --line:#e6e9ef; --bg:#ffffff; --soft:#f6f7f9;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"PingFang SC","Hiragino Sans GB","Microsoft YaHei",sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.75;font-size:16px}
a{color:inherit;text-decoration:none}
img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header.site{position:sticky;top:0;z-index:20;background:rgba(11,27,58,.96);backdrop-filter:blur(6px);color:#fff}
header.site .bar{display:flex;align-items:center;gap:28px;height:64px}
.logo{font-weight:700;font-size:18px;letter-spacing:.5px;white-space:nowrap}
.logo span{color:var(--gold)}
nav.main{display:flex;gap:22px;font-size:15px;flex:1}
nav.main a{color:#dfe4ee;padding:6px 0;border-bottom:2px solid transparent}
nav.main a:hover,nav.main a.on{color:#fff;border-color:var(--gold)}
.tel{font-weight:600;color:var(--gold);white-space:nowrap;font-size:15px}
.burger{display:none;font-size:22px;background:none;border:0;color:#fff}
@media(max-width:900px){
  nav.main{display:none;position:absolute;left:0;right:0;top:64px;background:var(--navy);flex-direction:column;gap:0;padding:8px 20px 16px}
  nav.main.open{display:flex}
  nav.main a{padding:10px 0;border-bottom:1px solid rgba(255,255,255,.08)}
  .burger{display:block;margin-left:auto}
  .tel{display:none}
}
.hero{background:linear-gradient(160deg,#0b1b3a 0%,#122a55 55%,#1b3a70 100%);color:#fff;padding:76px 0 64px}
.hero h1{font-size:38px;line-height:1.35;margin:0 0 18px;font-weight:700;letter-spacing:.5px}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero p.lead{font-size:18px;color:#c9d3e4;max-width:720px;margin:0 0 30px}
.hero .cta{display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 26px;border-radius:6px;font-weight:600;font-size:15px;border:1px solid transparent}
.btn.gold{background:var(--gold);color:#231602}
.btn.gold:hover{background:var(--gold-2)}
.btn.ghost{border-color:rgba(255,255,255,.45);color:#fff}
.btn.ghost:hover{border-color:#fff}
@media(max-width:700px){.hero h1{font-size:28px}.hero{padding:52px 0 44px}}
section{padding:64px 0}
section.soft{background:var(--soft)}
h2{font-size:28px;margin:0 0 10px;letter-spacing:.4px}
h3{font-size:19px;margin:0 0 10px}
.sub{color:var(--muted);margin:0 0 36px;font-size:16px}
.grid{display:grid;gap:20px}
.g4{grid-template-columns:repeat(4,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:900px){.g4,.g3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.g4,.g3,.g2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px;transition:.15s}
.card:hover{border-color:#c9d2e2;box-shadow:0 8px 24px rgba(11,27,58,.06)}
.card h3{color:var(--navy)}
.card p{color:var(--muted);margin:0;font-size:15px}
.card .more{display:inline-block;margin-top:14px;color:var(--gold-2);font-weight:600;font-size:14px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
@media(max-width:820px){.split{grid-template-columns:1fr;gap:24px}}
ul.ticks{list-style:none;padding:0;margin:0}
ul.ticks li{padding-left:26px;position:relative;margin:10px 0;color:var(--ink)}
ul.ticks li:before{content:"";position:absolute;left:0;top:9px;width:12px;height:12px;border-radius:3px;background:var(--gold)}
.steps{counter-reset:s;display:grid;gap:18px}
.step{position:relative;padding-left:54px}
.step:before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:36px;height:36px;border-radius:50%;
  background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.kpi{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:center}
.kpi b{display:block;font-size:30px;color:var(--gold-2)}
.kpi span{color:var(--muted);font-size:14px}
.quote{border-left:4px solid var(--gold);padding:6px 0 6px 18px;color:var(--muted)}
.form{display:grid;gap:12px;max-width:560px}
.form input,.form select,.form textarea{width:100%;padding:12px 14px;border:1px solid #cfd6e2;border-radius:6px;font-size:15px;font-family:inherit}
.form button{padding:13px;background:var(--navy);color:#fff;border:0;border-radius:6px;font-size:16px;font-weight:600;cursor:pointer}
.form button:hover{background:#132a52}
.note{font-size:13px;color:var(--muted)}
footer.site{background:var(--navy-2);color:#b9c3d6;padding:44px 0 26px;font-size:14px}
footer.site a{color:#dbe2ee}
footer.site a:hover{color:var(--gold)}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
@media(max-width:800px){footer .cols{grid-template-columns:1fr}}
footer .copy{border-top:1px solid rgba(255,255,255,.1);margin-top:28px;padding-top:16px;color:#8a97ad;font-size:13px}
.crumb{font-size:14px;color:var(--muted);padding:22px 0 0}
.page-head{background:var(--soft);padding:52px 0 44px;border-bottom:1px solid var(--line)}
.page-head h1{font-size:32px;margin:0 0 8px;color:var(--navy)}
.page-head p{margin:0;color:var(--muted);max-width:760px}
.prose{max-width:820px}
.prose h2{font-size:22px;margin:34px 0 10px}
.prose p{margin:0 0 16px}
.tbl{width:100%;border-collapse:collapse;font-size:15px}
.tbl th,.tbl td{border:1px solid var(--line);padding:10px 12px;text-align:left}
.tbl th{background:var(--soft);color:var(--navy)}
.tag{display:inline-block;padding:2px 10px;border-radius:999px;background:#fff5e2;color:#8a5b00;font-size:13px;margin-right:8px}